Sunday, September 23, 2012

Bare Necessities

If you were to ask almost any adult what the necessities of life were they would rattle them off with ease:

  • Food
  • Clothing
  • Shelter

Depending on a persons health they may add medical care to that all important list.

So simple. So straightforward.

What we speak with our mouths is not always what or how we really view reality. The Minimum Basic Budget in the book focuses on making sure that this is where we place our efforts and in doing so may free us sooner for recovery from financial hardship or position us to get off any type of public assistance or subsity sooner.

Yet so many don't, can't, or won't take the steps necessary. Our lives indicate certain other things that many hold important. How do I know? Riding the bus and listening to others around me some of the most common things people hold onto that may contribute to them not taking the steps they need are:

  • Cell phones*
  • Cable t.v.
  • Eating out
  • Internet*
  • entertainment
  • Name brand clothing
  • Gifts for social events
  • Alcohol
  • Cigarettes 

*Sometimes these are a necessity for those in home business, realtors, etc.

Maybe it is not even one or two of the items above that will sink the ship but often it is a combination of many or all of the above that keeps people from having what they really need for themselves and children which is:

  • Food
  • Clothing
  • Shelter

It is indeed hard to adjust or break our pet habits even if for a temporary basis for long term gain.

As I have talked to people even mentioning a temporary reprive the resulting response is not just unfavorable but can get downright uncomfortable. I guess I'm just not very good at phrasing it with my often direct approach. A much better instructor is my childhood teacher Baloo from the Jungle Book. If you have never heard the song or it's been a while I hope you will check it out and use it for your budgeting motto to help you over the hurtles.

Look for the bare necessities
The simple bare necessities
Forget about your worries and your strife
I mean the bare necessities
Old Mother Nature's recipes
That brings the bare necessities of life
Wherever I wander, wherever I roam
I couldn't be fonder of my big home
The bees are buzzin' in the tree
To make some honey just for me
When you look under the rocks and plants
And take a glance at the fancy ants
Then maybe try a few
The bare necessities of life will come to you
They'll come to you!
Look for the bare necessities
The simple bare necessities
Forget about your worries and your strife
I mean the bare necessities
That's why a bear can rest at ease
With just the bare necessities of life
Now when you pick a pawpaw
Or a prickly pear
And you prick a raw paw
Next time beware
Don't pick the prickly pear by the paw
When you pick a pear
Try to use the claw
But you don't need to use the claw
When you pick a pear of the big pawpaw
Have I given you a clue ?
The bare necessities of life will come to you
They'll come to you!
So just try and relax, yeah cool it
Fall apart in my backyard
'Cause let me tell you something little britches
If you act like that bee acts, uh uh
You're working too hard
And don't spend your time lookin' around
For something you want that can't be found
When you find out you can live without it
And go along not thinkin' about it
I'll tell you something true
The bare necessities of life will come to you


Practical Parsimony said...

There is not enough money in my budget to get me over hurdles! Good post though. Of all those things, I have simple cell, internet, and limited tv due to a deal that cost me no more than I was paying for the cell and internet. In other words, I got three for the price of two.

Olivia said...

Good post. There is great variation in how those three needs are met. If working, I'd add transportation to your list.

In her book "The Tightwad Gazette", Amy Dacyzyn makes a similar point about resistance from some people in dire circumstances. Her family chose to eliminate things most people wouldn't even consider, in order to save for a farmhouse. Happily many more people benefitted from her counsel than those who rejected it. Don't beat yourself up, perhaps those you've spoken to aren't ready to hear what you have to say.

It's amazing what you can eliminate when you're up against it.

Carol Schultz said...

Many service contracts now require certain timeframes so adjustments are not always easy to make. Keeping the basics in mind can assist in helping us focus on what is necessary and what is not and temporararily make changes if needed.
I also have not always refrained from all on the list but have chosen rather to cut the expense deeply.