At work we talk about just about everything to pass the time while we are working. One night we discussed the going rate for the Tooth Fairy. Having this information is essential for anyone preparing a budget. Those of us over forty remembered getting a dime or 25 cents after carefully hiding our much wiggled tooth under the pillow. Those under forty had prices ranging from $1 to $5 and one person got to go to each adult family member to collect money and even got nice presents! Man, it's just not fair!
The whole thing seemed significant enough that I needed to do more research. I personally had never seen the Tooth Fairy but I was able to find a picture of her and have posted it on the left. Since it is an actual photograph she is the real thing! I also found a place where you could write letters to her. She is cute enough so I'm giving the link to the address below.
I also wanted to do some research on where she came from so I went to Wikipedia. Some of it is just plain creepy and strange but I'll let you read that for yourself.
http://en.wikipedia.org/wiki/Tooth_fairy
http://freetoothfairyletter.net/
image by: http://images.buycostumes.com/mgen/merchandiser/31161.jpg
Interactive link for sharing stories, ideas, and experiences for dealing with personal finances, frugal living, budgeting, or financial crisis and fighting for financial survival and improvement.
Wednesday, April 28, 2010
Monday, April 26, 2010
What's your grocery shopping strategy?
Here’s my strategy:
Before going to the store I sit down and make a list of all the things we are low or out of. I always plan for a one-month basis except for bread and vegetables. On the ride to the store I repeat my motto: “I hate grocery shopping, I hate grocery shopping….” Once in the store it’s my goal to get in and out as quickly as possible. I have probably passed by my friends and not even realized it. I don’t look at extra things. My list is my map and I rapidly pick up all the items. I buy large quantities of the great sale items for my "stocking program". I make little tick marks on my list, the ones that you make in groups of 5 so I know how much I am spending along the way and don’t go over my planned amount. When I’m all done and back in my car I breathe a sigh of relief that it’s done.
My husband’s strategy:
While on the way to the store he’s working on his list. He mentally repeats his motto: Oh good, I get to go to the store, I love grocery shopping, I love grocery shopping”. Once in the store he checks the store ads and makes note of the things that are on sale that we use and pulls the coupons that he wants to look for. In the produce section he looks at everything, touches everything to check for ripeness, smells the cantaloupes, samples the grapes, and peeks inside the corn. He strikes up a conversation with everyone that passes by him smiling as he goes. He repeats this process throughout the store and picks up snacks to add to the cart along the way. There are times when I have dropped him at the store, run errands, and come back 40 minutes later to find that he is still in the produce section. Through the month he runs to the store almost everyday to pick up just a few things, and the things on sale, and more snacks.
Can you guess who spends more money?
Who has more fun?
Both of us are extreme shoppers. He loves it. I don’t. Most people are probably somewhere in the middle. Although I do not have a scientific study to back me up I’m sure that I could prove a correlation between how much a person spends for groceries and how they emotionally feel about the event. I can pass by the store dozens of times without a blink but if my husband is with me we often end up stopping “Just for a couple things”.
So now: the moment of truth. Which kind of grocery shopper are you? How does that affect your shopping and spending habits? Do you faithfully do all the items noted in red?

Before going to the store I sit down and make a list of all the things we are low or out of. I always plan for a one-month basis except for bread and vegetables. On the ride to the store I repeat my motto: “I hate grocery shopping, I hate grocery shopping….” Once in the store it’s my goal to get in and out as quickly as possible. I have probably passed by my friends and not even realized it. I don’t look at extra things. My list is my map and I rapidly pick up all the items. I buy large quantities of the great sale items for my "stocking program". I make little tick marks on my list, the ones that you make in groups of 5 so I know how much I am spending along the way and don’t go over my planned amount. When I’m all done and back in my car I breathe a sigh of relief that it’s done.
My husband’s strategy:
While on the way to the store he’s working on his list. He mentally repeats his motto: Oh good, I get to go to the store, I love grocery shopping, I love grocery shopping”. Once in the store he checks the store ads and makes note of the things that are on sale that we use and pulls the coupons that he wants to look for. In the produce section he looks at everything, touches everything to check for ripeness, smells the cantaloupes, samples the grapes, and peeks inside the corn. He strikes up a conversation with everyone that passes by him smiling as he goes. He repeats this process throughout the store and picks up snacks to add to the cart along the way. There are times when I have dropped him at the store, run errands, and come back 40 minutes later to find that he is still in the produce section. Through the month he runs to the store almost everyday to pick up just a few things, and the things on sale, and more snacks.
Can you guess who spends more money?
Who has more fun?
Both of us are extreme shoppers. He loves it. I don’t. Most people are probably somewhere in the middle. Although I do not have a scientific study to back me up I’m sure that I could prove a correlation between how much a person spends for groceries and how they emotionally feel about the event. I can pass by the store dozens of times without a blink but if my husband is with me we often end up stopping “Just for a couple things”.
So now: the moment of truth. Which kind of grocery shopper are you? How does that affect your shopping and spending habits? Do you faithfully do all the items noted in red?
Friday, April 23, 2010
Book Review of In The Trenches by Money Funk
In The Trenches: Financial Survival During Times of Hardship : Money Funk Personal Finance & Frugal Living
Money Funk was the first frugal living blog I came across. I wrote an email to Christine and she wrote me back almost immediately! It was so cool to know someone was behind the blog and was willing to talk to me! Over the next few days she gave me some insightful tips and ideas. So I'm happy to say that I think Money Funk is not only a great blog but has a great writer to back it up. Click on the title to read the review and there is a link on the left for your future reference.
Money Funk was the first frugal living blog I came across. I wrote an email to Christine and she wrote me back almost immediately! It was so cool to know someone was behind the blog and was willing to talk to me! Over the next few days she gave me some insightful tips and ideas. So I'm happy to say that I think Money Funk is not only a great blog but has a great writer to back it up. Click on the title to read the review and there is a link on the left for your future reference.
Thursday, April 22, 2010
American Economy - One person at a time.
There are growing reports that the economy is not recovering as quickly as many expected and they are upset or discouraged because of it. News reports are increasingly showing angry and heated agruments, debates, and protests. The politicians play into this by seeking to whip the crowds to fervor reactions without constructive solutions for dealing with day to day challenges. Although it means the road to recovery is longer than many expected I would like to suggest that there are a number of factors we cannot forget.
Wednesday, April 21, 2010
How To Save on Groceries… By Growing Your Own | MintLife Blog | Personal Finance News & Advice
How To Save on Groceries… By Growing Your Own MintLife Blog Personal Finance News & Advice
It's planting time again! This year I'm very limited on time so I think that instead of trying to plant a big garden I will throw some lettuce seeds, cucumbers, and tomato plants in my flower garden to fill in the spaces. Why not? It's nice greenery and true to the "green" environment. Herbs can also have a fragrant smell. I like the stevia that smells like licorace. Fresh picked herbs can be added to your sauces. You can also mix some vegetable types with your hanging baskets or planters. A nice conversation piece when the company comes.
If you are still not convinced that gardening is for you this article mentions blueberries, strawberries, and herbs which can come back year after year and have very little maintenance and lots of good eating. Don't forget grapes and rhubarb for pies (the leaves are poisoneous to many animals.)
A trip to the garden center of your favorite store can give you lots of ideas. Gardening can be a wonderful family activity or a private getaway. Here are some more articles to get your started. Be sure and look at the photos and you'll be convinced:
http://containergardening.about.com/od/vegetablesandherbs/a/ContainerVeggie.htm
http://www.youtube.com/watch?v=3UDebM4zAdE This one is a how-to video.
http://www.picsearch.com/search.cgi?q=Vegetable%20Gardening%20in%20Containers&start=1&t=PezR6dpQlxTX7dnbWf03JfnEGSymK0VJfKSwToBLn1Y%3D
Happy harvesting!
It's planting time again! This year I'm very limited on time so I think that instead of trying to plant a big garden I will throw some lettuce seeds, cucumbers, and tomato plants in my flower garden to fill in the spaces. Why not? It's nice greenery and true to the "green" environment. Herbs can also have a fragrant smell. I like the stevia that smells like licorace. Fresh picked herbs can be added to your sauces. You can also mix some vegetable types with your hanging baskets or planters. A nice conversation piece when the company comes.
If you are still not convinced that gardening is for you this article mentions blueberries, strawberries, and herbs which can come back year after year and have very little maintenance and lots of good eating. Don't forget grapes and rhubarb for pies (the leaves are poisoneous to many animals.)
A trip to the garden center of your favorite store can give you lots of ideas. Gardening can be a wonderful family activity or a private getaway. Here are some more articles to get your started. Be sure and look at the photos and you'll be convinced:
http://containergardening.about.com/od/vegetablesandherbs/a/ContainerVeggie.htm
http://www.youtube.com/watch?v=3UDebM4zAdE This one is a how-to video.
http://www.picsearch.com/search.cgi?q=Vegetable%20Gardening%20in%20Containers&start=1&t=PezR6dpQlxTX7dnbWf03JfnEGSymK0VJfKSwToBLn1Y%3D
Happy harvesting!
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